Real Estate Products

Smart Query II™ Recording Fee & Tax Calculators

With over $500,000,000.00 in annual losses impacting the real estate industry due to inaccurate quotes for real estate recordings , obtaining accurate third party vendor fees for recording, transfer taxes, inspections, lenders’ title insurance premiums, owners’ title insurance premiums and settlement and escrow fees has never been more important.

As the nation’s leading provider of real estate recording fee and tax information, Ernst Publishing has created the most accurate, comprehensive and guaranteed CFPB Loan Estimate solution in the United States - "Smart Query II™".

Smart Query II™ instantly generates guaranteed fee quotes for quotes, Loan Estimate and Closing Disclosure closing cost details enabling our clients to process multiple calculations simultaneously for:

Loan Estimate Loan Costs

Title Services
  • Settlement & Escrow Fees
  • Lenders’ Title Premiums
  • Lenders’ Title Reissue Rates
  • Owners’ Title Premiums
Inspection Services:
  • Standard
  • Septic
  • Radon
  • Survey/Plat/Improvement Certification
  • Termite/Pest
  • Well
  • Roof
  • Water Test
  • Smoke Detector
  • Structural

Loan Estimate Other Costs

Taxes and Other Government Costs
  • Deeds
  • Mortgages
  • Mortgage Refinance Tax Credits
  • Reverse Mortgages
  • Assignments
  • Releases
  • Satisfactions
  • Indexing Fees
  • Modifications
  • Buyer/Seller Splits
  • Federal Credit Union Exemptions
  • Torrens
  • Power of Attorney
  • Multiple Payee Addresses
  • Subordinations
  • Caption and Title Fees

Easy to use!

Process all third party vendor fee calculations simultaneously using a single input page with all of your results returned in a CFPB Loan Estimate or Closing Disclosure form format.


As source data providers our Guaranteed data is subject to the most rigorous standards. Our industry partners bring together the industry’s best providing a continually updated solution dedicated to accuracy.


Our information goes beyond calculated results and includes access to recording requirements, jurisdictional addresses, contact information, and document specifics along with calculation assumptions, enabling you to recreate the transaction at any time while maintaining full transparency throughout the Loan Estimate process.


You determine the level of detail you need with each transaction by determining if you are creating a Loan Estimate, Closing Disclosure or a simple quote.


Retrieve complete results for Loan Estimate fees on one easy to read screen in less than ¼ second.


Call 1-800-345-3822 for more information or to arrange a personal consultation.